An account that has been issued but has been forgotten, or an account that has been dormant without transactions for a long time is called a dormant account. If there is a certain amount left in the account or if there is an amount that can be withdrawn due to accumulated interest, we will inform you of a dormant account inquiry that can be withdrawn by inquiry.
How to look up dormant accounts (website address)
Account information integrated management service
Account information integrated management service
You can easily inquire by accessing the account information integrated management service homepage (www.payinfo.or.kr/) where you can inquire not only dormant accounts but also all accounts and cards currently in use at once. 휴면계좌 복구
On the account information integrated management service homepage, click My Account at a Glance in the first category at the top. It is the same even if you click the bank, savings bank/mutual finance/post office, or securities company inquiry through account integration inquiry at the bottom of the homepage. 좋은뉴스
Click the item you want to inquire among bank notes, secondary financial institutions, securities companies, and dormant deposits/insurance money on the left. After familiarizing yourself with the consent to the collection and use of personal information, consent to the provision of personal information to a third party, and the terms and conditions of the integrated account management service, check I agree or I agree to all below and click Move to the information input screen.
Enter the first digit of the resident registration number with the keyboard and the second digit with the mouse, and proceed with the joint certificate login. After logging in with the accredited certificate, proceed with the second authentication until the mobile phone authentication for identity verification. Information change when verifying mobile phone Enter 6 digits of the captcha number and confirm.
In the account integration inquiry, account details for each bank are displayed on the screen. Bank name and non-active or active accounts are searched for deposit/withdrawal, term deposit, term installment deposit, trust, fund, foreign currency, etc.
If you want to search details for each account, click the search button on the far right to search for the account’s bank name, account number, branch name, product name, opening date, final deposit and withdrawal date, balance, and expiration date.
Account inquiries are available daily from 00:30-23:30 for banks, and from 09:00-22:00 daily for secondary financial institutions and securities companies. Direct debit integrated management inquiries are available daily from 08:00-24:00, and dormant deposit and insurance inquiries are available daily from 01:00-23:00.
How to cancel dormant account withdrawal
In order to inquire dormant accounts and withdraw or terminate inactive accounts in the account information integrated management service, it is possible to inquire dormant accounts first.
If you search inactive accounts in detail on the dormant account inquiry screen, click the orange application button on the far right of the account details.
In Select Balance Transfer Destination, select either your account or donation to the Small Finance Promotion Institute and click Go to the next step. If you select it as your own account, select a financial company and enter your account number for frequent deposit and withdrawal to verify your account.
After checking the transaction cancellation information and expected cancellation amount, in the orange box, I was informed of the expected cancellation amount and the impossibility of cancellation after completing account cancellation/balance transfer. and fill out the application directly and click the blue balance transfer/cancellation request button at the bottom right.
When you close your account, all credit and debit cards registered in the account and direct debit will be canceled, and transfer fees may be incurred when withdrawing money to another financial institution.
In case of account withdrawal or termination, banks and secondary financial institutions can do so from 09″00-22:00 on business days, and securities companies from 09:00-16:00 on business days. In case of automatic debit cancellation and change, from 09:00-22 on business days. :00, and dormant deposits and insurance payments are available between 09:00-22:00 on business days.
Dormant account recovery
To recover a dormant account, you must search for an inactive account online and then visit the relevant bank, securities company, or insurance company to apply for recovery with your ID and supporting documents. The documents required for restoring a dormant account are as follows.
Salary account: certificate of employment, employee ID card, earned income withholding receipt, pay slip, health insurance qualification certificate, etc.
Corporate (business) account: Goods supply contract, tax invoice, financial statement, value-added tax certificate, tax payment certificate, etc.
Meeting account: Documents proving the meeting, such as a list of members and bylaws
Utility bill transfer account: Utility bill payment receipt, etc.
Part-time job account: Employment verification documents such as a copy of the employer’s business registration certificate, employment contract, and pay slip
Business fund account: Business transaction contract and business registration certificate of the counterparty, etc.
Research fund account: Research fund contract and payment group business registration or certificate, etc.
We hope that this account information integrated management service will provide you with an opportunity to find hidden money through inquiry of dormant accounts that were not being used, and to recover valuable assets that you almost lost through withdrawal and cancellation of dormant accounts.