Find out how to check the amount of your housing annuity
As life expectancy is getting longer these days, there is a lot of interest in living in old age. So, I am also very interested in housing annuity. Housing annuity is a homeowner or spouse over 60 years old who owns a house but lacks income so that they can secure a stable income for the rest of their lives or for a certain period of time. It is a system where you receive a pension guaranteed by the government every month during your lifetime.
First, when you access the Korea Housing Finance Corporation website, click on the housing pension estimate in the main menu as shown below to report it. When you log in, you will see an input window where you can inquire about your expected pension as shown below. You can enter your and your spouse’s information here, and you just need to enter the expected age at which you will receive a pension. 주택연금 수령액 조회
I’ll enter the 57-year-old, my spouse’s 60-year-old, and the house price of 450 million to find out the expected pension amount. This is the result of entering the conditions in terms of the lifetime method and the flat-rate method. 좋은뉴스
If you do not know the price, you can search for the price as follows. There are two types of prices, the Korea Appraisal Board and the KB. I enter a region in the Korean Appraisal Center price list and click the apartment I live in below to find the market price. You just have to enter that amount.
The search results are shown below. The maximum withdrawal limit is KRW 74,475,000 in a fixed-term payment method. The monthly payment is 770,440 won. For the housing price, the ‘Internet market price of the Korea Appraisal Board’, ‘KB Kookmin Bank Internet market price’, ‘Housing published price provided by the Ministry of Land, Infrastructure and Transport’, and ‘Appraisal price within the last 6 months of the appraisal agency that signed an agreement with the Corporation’ are sequentially calculated. The price of the mortgaged house is determined based on the median price of the Korea Appraisal Board and the general average of the KB price.
However, if requested by the applicant, the appraisal amount of the appraisal agency may be applied with the highest priority.
So far, we have learned how to check the amount of housing annuity received. This is an estimate and may differ from the actual payment. If your age has arrived, please enter the input values more accurately to find the correct information. Hope this information is useful.