Are you curious about the KB Kookmin Card installment fee interest?
KB Kookmin Card Installment Fee Calculation Method
If you pay by credit card for an amount of KRW 50,000 or more, you can purchase it in installments. However, if there is no interest-free event or benefit from the credit card company, interest will be incurred as an installment fee if the purchase is made in installments.
How is this fee calculated?! Different card companies have different ways to check, but I will try to find out with my main card, KB Kookmin Card.
You just need to log in to the website first. It seems that the entire menu does not appear through the mobile smart app. You can check all of them by connecting through a PC.
If you don’t pay attention, even if you get out of the credit card bill, your monthly salary = credit card bill. I think it would be good to have a habit of checking the payment amount on the homepage from time to time so as not to overspend. 국민카드 할부 수수료
There are various tabs at the top of the main screen. You can click My KB located on the leftmost side of the two. 좋은뉴스
MY KB – Using Card
If you look at it in order, there is a part called Installment Fee Estimated Inquiry as a submenu. Just click on this part.
Because each class is different, the fee schedule will also be different. For this reason, you must log in first.
After selecting an individual/company/merch store, you can log in using the App Card, ID password, or public certificate method.
I tried to log in with my credential.
Then you can make a prediction lookup.
Even before payment, it is convenient because you can predict in advance. After entering the usage amount, usage date, and number of installment months, click the inquiry button.
Occasionally, interest-free events are held for convenience, so you can decide by watching them carefully.
You can also check how the amount comes out for each round. You can see that the installment fee is a little big in the 1st and 2nd rounds. If it’s difficult right now, wouldn’t it be a way to use it like this?
And I think it would be helpful if you use this part without interest.